Policy Features
Level Death Benefits - Coverage
remains level until age 95.
Guaranteed Level Premiums for the first 10 years for Trendsetter®
Super 10.*
Guaranteed Level Premiums for the first 15 years for Trendsetter®
Super 15.*
Guaranteed Level Premiums for the first 20 years for
Trendsetter® Super 20.*
Guaranteed Level Premiums for the first 30 years for
Trendsetter® Super 30.*
Guaranteed renewable to age 95. The policy can never be cancelled
by the company (except for non-payment of premiums, misstatement or
fraud).
Association membership not required.
Convertible - The policyowner may
change his or her Trendsetter policy to a whole life, universal life, or
variable universal life insurance policy made available by Transamerica
Occidental Life Insurance Company at the time of the exchange and in the
same or lower face amount without providing evidence of insurability.
This option must be exercised prior to the insured's 70th birthday (75th
birthday for Preferred Plus class).
Benefits are payable upon proof of death from any cause, any place in
the world, subject to the policy terms (suicide excluded during the first
two policy years).
Issued by Transamerica Occidental Life Insurance Company, a leading
provider of insurance investment products for individuals and companies;
rated A+ (Superior), second highest of 16 ratings for financial
strength as of October 2004 by A.M. Best, one of the leading providers of
ratings of insurance companies.
Your spouse may also apply for coverage. Spouse may select any amount
of coverage and can apply even if you choose not to apply.
On-line Request for Application
**Trendsetter® Super 10 (#1-306 11-199), Trendsetter® Super
15 (#1-305 11-199), Trendsetter® Super 20 (#1-304 11-199) and Trendsetter® Super 30 (#1-344 1-199)
are term life insurance policies issued by Transamerica Occidental Life Insurance Company,
Cedar Rapids, IA. Premiums increase annually starting in year
11 for the Super 10 policy; in year 16 for the Super 15 policy;
in year 21 for Super 20 policy; and in year 31 for the
Super 30 policy. Policy forms and numbers may vary, and these
products may not be available in all jurisdictions. Insurance
eligibility and premiums are subject to underwriting. In most states, in
the event of suicide during the first two policy years, death benefits
are limited only to the return of premiums paid.
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